policy analyst for the National Association of Student Financial Aid Administrators

 current students and borrowers with federally owned undergraduate

 graduate, and Parent PLUS loans that were delivered

 on or before June 30, 2022, are eligible for the relief.

According to a White House announcement, households earning less than

$250,000 or single borrowers making less than $125,000 annually are both eligible

for a $10,000 debt forgiveness. Forgiveness will reach $20,000 for borrowers who

meet the income limits and obtained Pell Grants while in college.